coverage, I think the insurance man f'ed up with that. I am on my fathers plan but last year it was 3,000. I took insurance off for the winter and when I put it back all I had to pay was around 800 for the summer so I am keeping the insurance don't want the insurance man to catch his mistake. FYI I got quoted 10,000 a year on my own policy 2 years ago.ha ha ha. chris 91 300zx TT stage VIII+